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Branch 24th December 25th December 26th December 27th December 30th December 31st December 1st January Call Centre 8am - 4pm Closed Closed 8:30am - 6:30pm 8:30am - 6:30pm 8:30am - 4pm Closed Adelaide Closed Closed Closed 9am – 12pm Closed Closed Closed Bankstown 10am – 12pm Closed Closed 10am – 3pm 10am – 3pm 10am – 12pm Closed Bathurst 10am – 12pm Closed Closed 10am – 3pm 10am – 3pm 10am – 12pm Closed Blayney 10am – 12pm Closed Closed 10am – 3pm 10am – 3pm 10am – 12pm Closed Brisbane Closed Closed Closed Closed Closed Closed Closed Budgewoi 10am – 12pm Closed Closed Closed Closed Closed Closed Collie 9am – 1pm Closed Closed 9am – 2pm 9am – 2pm 9am – 1pm Closed Fremantle 10:30am-12pm Closed Closed 10:30am- 12.30pm 10:30am –12.30pm 10:30am - 12pm Closed Kandos 10am – 12pm Closed Closed 10am – 3pm 10am - 3pm 10am - 12pm Closed Moranbah Closed Closed Closed Closed Closed Closed Closed Melbourne 10am – 12pm Closed Closed 10am – 2pm 10am – 2pm 10am – 12pm Closed Newcastle 10am - 12pm Closed Closed 10am - 12pm 10am - 12pm 10am – 12pm Closed Oberon 10am – 12pm Closed Closed 10am – 3pm 10am – 3pm 10am – 12pm Closed Port Kembla 10am – 12pm Closed Closed Closed Closed Closed Closed Sussex Street 10am - 12pm Closed Closed Closed Closed Closed Closed Wyong 10am - 12pm Closed Closed 10am - 3pm 10am - 3pm 10am – 12pm Closed Eugowra 9:30am - 4pm Closed Closed 9:30am – 5pm 9:30am – 5pm 9:30am – 4pm Closed Gulargambone 9am - 5pm Closed Closed 9am – 5pm 9am – 5pm 9am - 5pm Closed Trundle 9am - 1pm Closed Closed Closed 9am - 4pm 9am - 4pm Closed

Unity Bank had the opportunity to attend the CFMEU SA Picnic Day on the 2 December 2024. Congratulations to our winner Andrew, who attended the conference and entered our competition! Andrew won a Shiraz Red Christmas Shopping Hamper.  We hope you enjoy your prize!! We would also like to thank everyone who attended the event and visited our Unity Bank stall.

Unity Bank had the opportunity to attend the CFMEU MD Picnic Day in Melbourne on the 2 December 2024. Congratulations to our winner the Ofamconi family, who attended the picnic day and entered our competition! The Ofamconi family won a mixed Unity Bank Christmas Hamper.  We hope you enjoy your prize! We would also like to thank everyone who attended the event and visited our Unity Bank stall.

Merger Confirmed  I am delighted to advise that our members have voted overwhelmingly in favour of a merger with G&C Mutual Bank. A vote of 93% in favour from our membership is a resounding endorsement of this unique merger of equals. On behalf of the Unity Bank Board and myself, thank you for your confidence and support.   What happens next? Now that the merger is formally approved, preparations are well underway for the integration of banking systems onto the one platform on the 7th of March 2025. For some members this may mean some one-off changes to your banking from that date, and these details will be communicated to you directly in the weeks prior to the 7th of March, along with supporting information to assist you with the transition. There is nothing you need to do until then. In the meantime, the merger page on our website will be regularly updated with information about the progress and next steps plus the help available to you to assist with the transition.   Danny PavisicCEO, Unity Bank

We have recently upgraded our overseas Visa transaction details to list the purchase and transaction fee as separate items on member statements to comply with the ePayments Code. This fee applies when you use your Visa card for purchases in currencies other than Australian Dollars (AUD). The 3% international transaction fee will now be shown as a separate line item on your statement, instead of being combined with the purchase amount. This is not a new fee, just a change in how it’s displayed on your statement for greater clarity. If you have any questions, please call us on 1300 36 2000.

With the recent power outages in Broken Hill and Far West NSW impacting many families and surrounding communities, we again stand prepared with Unity Bank's Community Support Package to assist you: Community Support Loan​1 Special unsecured personal loan up to $10,0002 Terms up to 10 years and repayment deferred up to 3 months3  Highly competitive personal loan interest rate (currently 5.25% p.a. 4 comparison rate 5.25% p.a. 5) Waived Unity Bank establishment fees and express service6 Deferred home loan repayment Deferred loan repayment option available on qualifying existing and new Unity Bank home loans and home loan refinances3 Member support Practical and tailored assistance to help you and your family get your finances back in shape If you have been impacted by recent power outages, we are ready to assist. Please give us a call on 1300 36 2000. DisclaimerCredit eligibility criteria, terms and conditions, fees and charges apply. All information including interest rate are current as at 30/10/2024 and subject to change. 1. Community Support Loan applications are subject to approval. 2. Up to $5,000 for Members and up to $10,000 for Members who hold a Unity Bank Mortgage. 3. Loan deferment option available at the discretion of the Bank and subject to approval. Interest accrues and is capitalised to the loan throughout the approved loan repayment deferral period. 4. Interest rate shown applies to an unsecured personal loan rate. 5. Comparison Rate is calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. These rates are for unsecured loans only. WARNING: These Comparison Rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison Rate. Interest rates are on a per annum basis. 6. Other fees and charges may apply and will be specified at the time the loan is approved. Loan deferment option, community support loan and refinance offer available at the discretion of the Bank and subject to approval. Unity Bank Limited ABN 11 087 650 315 AFSL/Australian Credit Licence 240399.