Enjoy the flexibility of an offset account like an everyday transaction account. The credit balance offsets what's owed on an eligible home loan to reduce the interest you pay whilst still giving you the flexibility of 24/7 access to your funds when you need them.
Offset accounts can be linked to many of our home loans.
| Daily Balance | Interest Rate |
| $0 plus | 0.00% p.a. |
| Features | |
| Minimum opening deposit | $0 |
| Funds available | At Call - 24/7 access |
| Statement options | Online statements |
| Monthly account fee | $5 - exempt when membership balance is over $5,000 |
| Transaction fees | Unlimited free transactions available – refer to our fees and charges brochure |
| Service centre access | Yes |
| Visa debit card | Yes |
| Direct credit | Yes |
| Direct debit | Yes |
| Quick debit | Yes |
| Periodical payment | Yes |
| BPAY | Yes |
| Bank@Post | Yes |
| Interest calculation | Calculated on daily balance and paid monthly |
| Conditions | Offset monthly to linked home loan |
For more related frequently asked questions, visit our FAQs page.
Find out all the key features for our savings products.
Terms and conditions, fees and charges apply.
