Up to 4.40 % p.a. Interest rate

Base + Bonus Rate

If you’re saving for something special, our Bonus Saver account can help you earn interest and keep your savings separate from your transaction account. You can also earn bonus interest if you deposit a minimum of $100 each month, make no withdrawals or transfers in the month, and do not close the account during the month. There’s no minimum balance required, so you can kickstart your savings goals today.

Rates & Features

Balance Interest Rate
Base Rate 0.10% p.a.
Bonus Rate 4.30% p.a.
Maximum Rate 4.40% p.a.
Features  
Minimum opening deposit $0
Funds available At Call - 24/7 access
Statement options Online statements
Monthly account fee $5 – exempt where minimum membership balance of $5,000 is maintained at all times throughout the month
Transaction fees Unlimited free transactions available – refer to our fees and charges brochure
Service centre access Yes
Visa debit card No
Direct credit Yes
Direct debit No
Quick debit Yes
Periodical payment No
BPAY Yes
Bank@Post No
Interest calculation Calculated on daily balance and paid monthly
Conditions Deposit a minimum amount of $100 and no withdrawals, transfers or account closures within the calendar month to be eligible for bonus interest rate, otherwise base interest rate will apply

Savings & Budgeting calculators

Take advantage of our range of calculators to gain a clearer understanding of your finances and boost your savings.

Frequently Asked Questions

For more related frequently asked questions, visit our FAQs page.

Compare our savings accounts

Find out all the key features for our savings products.

  • 1 Bonus Saver account pays a base interest rate and subject to eligibility, pays bonus interest rate. Bonus interest will be paid when the following criteria are satisfied: deposit a minimum amount of $100 within the calendar month, and no withdrawals or transfers in the calendar month, and account not closed during the calendar month.

Terms and conditions, fees and charges apply.