Following the RBA's announcement of a 0.25% reduction in the cash rate, we have reduced the interest rates applicable to our variable rate residential home and investment home loans by 0.25% effective 1st March.
Key Features | MoneyMAX Account | Bonus Saver Account | Power-up eSaver Account | Access Savings Account | Cash Management Account | MyBusiness Account | Christmas Club Account | Pension Security Account | Term Deposit Account |
---|---|---|---|---|---|---|---|---|---|
Availability of funds | At Call | At Call | At Call | At Call | At Call | At Call | 1st Nov to 31st Jan | At Call | At Maturity |
Minimum to open | $1 | $1 | $1 | $1 | $1 | $1 | $1 | $1 | from $500 |
Interest income | Calculated daily, paid monthly | Calculated daily, paid monthly | Calculated daily, paid monthly | N/A | N/A | Calculated on minimum monthly balance, paid yearly June 30th | Calculated daily, paid quarterly | Calculated daily, paid quarterly | Calculated daily, paid monthly or at maturity |
Overdraft available | No | No | No | No | No | Yes | No | No | No |
Access Methods | |||||||||
Branch Transactions | Deposits only | Yes | Deposits only | Yes | Yes | Yes | Yes | Yes | Yes |
ATM/EFTPOS | No | No | No | Yes | No | Yes | No | Yes | No |
Bank@Post | No | No | No | Yes | No | Yes | No | Yes | No |
Banking App | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Balance enquiries only |
Internet Banking | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Balance enquiries only |
BPAY | Yes | Yes | No (Internet and phone banking only) | Yes | Yes | Yes | No | Yes | No |
External credit transfers | Yes | Yes | No (Internet and phone banking only) | Yes | Yes | Yes | Yes | Yes | At maturity only |
Direct credits | Yes | Yes | Yes | Yes | Yes | Yes | No | Yes | No |
Direct debits | No | No | No | Yes | Yes | Yes | No | Yes | No |
Periodical payments | No | No | No | Yes | Yes | Yes | No | Yes | No |
Outward bound direct debits | No | No | No | Yes | Yes | Yes | Yes | Yes | No |