Following the RBA's announcement of a 0.25% reduction in the cash rate, we have reduced the interest rates applicable to our variable rate residential home and investment home loans by 0.25% effective 1st March. 

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Whether you need help with budgeting, understanding the loan application process, our team of lending specialists have the knowledge and expertise to help you achieve your goals. Contact us today to get started!

Personal Loan calculators

Use our Personal Loan calculators to determine the amount you can borrow and monthly repayment amounts.

  • 1 Minimum loan amount $1,000. Maximum loan period 7 years. Interest is calculated daily and charged monthly.
  • 2 Comparison Rate is calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. These rates are for unsecured loans only. WARNING: These Comparison Rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison Rate.
  • 3 Available to members who have an existing home loan, are home owners or have a term deposit of $20,000 or more. Minimum loan amount $500. Minimum loan period 1 year. Maximum loan period up to 7 years. Interest is calculated daily and charged monthly.
  • 4 Minimum loan amount $500. Minimum loan period 1 year. Maximum loan period up to 7 years. Interest is calculated daily and charged monthly.

Credit eligibility criteria, terms and conditions, fees and charges apply. All information including interest rate is subject to change.

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© 2025 Unity Bank Limited. | ABN 11 087 650 315 | AFSL/Australian Credit Licence 240399 | BSB 882 000 Reliance Bank is a division of Unity Bank Limited. Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review our Disclosure Documents before acquiring any product.

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We acknowledge the Traditional Owners of the lands on which we operate and pay our respects to Elders past and present, and to emerging community leaders. We also acknowledge the important role Aboriginal and Torres Strait Islander peoples continue to play within the communities in which Unity Bank operates and where our team members reside.