7.74 % p.a.
Fixed Introductory Rate for 6 months
Interest rate | |
Credit Card Introductory Rate | 7.74% p.a. |
Credit Card Standard Rate | 13.49% p.a. |
Credit Cards |
|
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Minimum credit limit | $1,000 |
Maximum credit limit | $30,000 (subject to ability to repay |
Minimum age for a Visa Credit Card | 18 years |
Interest rate | Variable |
Interest charges | Calculated daily; charged monthly |
Additional cardholder | Yes. Available to anyone aged over 16 and added as an Authority to Operate on the Account. |
Repayment Amount | If the outstanding balance is not fully paid each month, the minimum monthly repayment is $20 or 2% of the balance, whichever is greater. |
ATM & EFTPOS Access | Yes |
Google, Apple and Samsung Pay | Yes – in stores where contactless payments are accepted |
Cash Advance Facilities | Yes |
Reduced Fixed Introductory Rate for the first 6 months | Yes. Reverts to standard variable interest rate at the end of the first 6 months. |
Worldwide acceptance | Yes |
For more related frequently asked questions, visit our FAQs page.
Eligibility criteria, terms and conditions, fees and charges apply. All information including interest rate is subject to change.
* After the first year has expired, an annual fee of $60 will be applied each year.