Our award-winning Low Rate Visa Credit Card offers up to 55 days interest free on purchases and a low ongoing interest rate.
Fixed Introductory Rate for 6 months
| Interest rate | |
| Credit Card Introductory Rate | 7.74% p.a. |
| Credit Card Standard Rate | 13.49% p.a. |
Credit Cards |
|
|---|---|
| Minimum credit limit | $1,000 |
| Maximum credit limit | $30,000 (subject to ability to repay |
| Minimum age for a Visa Credit Card | 18 years |
| Interest rate | Variable |
| Interest charges | Calculated daily; charged monthly |
| Additional cardholder | Yes. Available to anyone aged over 16 and added as an Authority to Operate on the Account. |
| Repayment Amount | If the outstanding balance is not fully paid each month, the minimum monthly repayment is $20 or 2% of the balance, whichever is greater. |
| ATM & EFTPOS Access | Yes |
| Google, Apple and Samsung Pay | Yes – in stores where contactless payments are accepted |
| Cash Advance Facilities | Yes |
| Reduced Fixed Introductory Rate for the first 6 months | Yes. Reverts to standard variable interest rate at the end of the first 6 months. |
| Worldwide acceptance | Yes |
For more related frequently asked questions, visit our FAQs page.
Eligibility criteria, terms and conditions, fees and charges apply. All information including interest rate is subject to change.
* After the first year has expired, an annual fee of $60 will be applied each year.
