Property Investor | Principal & Interest | Without offset
Whether you're investing in property for the first time, or seeking to extend your portfolio, invest the way you want with both fixed and variable rate options.
| Principal & Interest | Interest Only | |||
| Interest rate | Comparison rate | Interest rate | Comparison rate | |
| Advantage Home Loan (without offset) |
6.79% p.a. | 6.84% p.a. | 6.79% p.a. | 6.83% p.a. |
| Advantage Home Loan (with offset) |
6.89% p.a. | 6.94% p.a. | 6.89% p.a. | 6.94% p.a. |
| Features | |
| Minimum loan amount | No minimum |
| Maximum LVR | 80% (dependant on loan purpose and security offered) |
| Maximum LVR with Lender Mortgage Insurance | 90% (subject to approval)2 |
| Get Ahead Start Guarantor (borrow up to 100% LVR) | Yes |
| Maximum loan term | 30 years |
| Interest calculation | calculated daily, charged monthly |
| Repayment type | Principal & Interest or Interest Only |
| Repayment frequency | Principal & Interest :- weekly, fortnightly or monthly; Interest Only :- monthly |
| Establishment fee | $0 |
| Monthly loan fee | $0 |
| Extra repayments | Unlimited |
| Interest offset | Yes3 |
| Redraw | Yes4 |
| Loan preparation fees | At cost |
| Increase/top up | Yes |
Whether you're venturing into property investment for the first time or expanding your portfolio, we're here to guide you through every stage of the process and make informed decisions. Submit your enquiry now to speak with one of our lending specialists.
For more related frequently asked questions, visit our FAQs page.
2 Mortgage Insurance will be required if you borrow over 80% of the value of your home (or borrow an additional amount on your existing mortgage that brings the overall loan amount over 80% LVR).
3 An offset account is optional. The inclusion of an offset account increases the home loan interest rate by 0.10%.
4 Minimum redraw amount of $100 applies.
Eligibility criteria, terms and conditions, fees and charges apply. All information including interest rate is subject to change.
