Fixed Rate Home Loan

The security of a fixed rate, providing you with the certainty of knowing your home loan repayments won't change during the fixed rate period.

  • 5.50 % p.a.
    Interest rate
  • 5.56 % p.a.
    Comparison rate
Features & fees

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"We were very pleased with the speed and personalised service we received from the team at Unity Bank in helping us purchase our first home. We also found their products to be very competitive. Unity Bank has more of a family feel to it than a corporation. We have already recommended them to others, as we are very happy with them."

Emanuel, Member

Latest news and articles

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  • 1 Momentum Home Loan Principal & Interest Owner Occupied LVR <60%. Other rates apply for LVRs >60%.
  • 2 Comparison Rate is calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only. WARNING: These Comparison Rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison Rate.
  • 3 Special offer only available for new security. Not available for refinance of existing G&C Mutual Bank or Unity Bank Loans. Offer may be amended or withdrawn at any time.
  • 4 Retirees Access Home Loan - no principal or interest repayments are required.
  • 5 Available when at least one borrower meets essential worker criteria as a frontline ambulance officer, paramedic, firefighter, police officer, corrective services officer, nurse, aged care or disability worker, teacher, early childhood educator, defence or military personnel. For new security or new refinance applications only. Not available for existing G&C Mutual Bank or Unity Bank Loans.
  • 6 At the end of the fixed rate period the loan will continue as a fixed rate loan for the same period, unless you choose a different fixed rate period or a variable rate product. Offset account not available on this product.

^ Minimum redraw amount of $100 applies.

Eligibility criteria, terms & conditions and fees & charges apply.