Strength in Unity

Fleet Discount on your New (not used) Car

Delivered direct to your home! You can save thousands on your next new car. Get your car and your low-rate loan all though Unity Bank, from the comfort of your home.**

Boost to Buy

Through the Boost to Buy Home Ownership Scheme, the Queensland Government may help you fast-track your path to homeownership by supporting you to purchase your own home in Queensland with as little as a 2% deposit.*

Australian Government 5% Deposit Scheme

The Australian Government 5% Deposit Scheme can be a lifeline for home buyers who find it challenging to save the conventional 20% deposit required to purchase a home.3

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Explore our home pathways

Buying your home can sometimes feel like a complicated and overwhelming process, which is why we make the experience as simple and smooth as possible.

To assist you, we have our pathways outlined to help realise the dream of owning your home.

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  • 1 These rates apply to retail deposits only. These rates are only offered if the member nominates for interest to be paid on maturity or when the term exceeds one year where interest must be paid annually. Monthly, quarterly and six monthly interest is available with a reduction on the current rate. Where funds are withdrawn from an investment account prior to maturity, a reduction to the interest rate will be applied dependent on the time left until maturity. For more details please refer to our Account and Access Facilities Terms and Conditions. For terms outside of the advertised rates contact us on 1300 36 2000.

2 The 3, 6 & 9-month & 1-year special rates are available for individual investors (including joint accounts by individuals) and SMSF accounts only. For all other investors, a competitive rate will be offered on application.

3 Credit eligibility, Scheme eligibility, terms and conditions, additional fees & charges may apply. New loans only. Valuation fee waived for one property only. Unity Bank is authorised to offer the Australian Government 5% Deposit Scheme under which the Government guarantees up to 15% (first home buyers) and up to 18% (single parents) of the value of the property. The Scheme is not a cash payment or deposit for your home loan. Purchasers must be Australian citizens or permanent residents, at least 18 years of age, meet income caps and occupy the home as their principal place of residence.

* Credit eligibility, Scheme eligibility, terms and conditions, fees and charges may apply. New loans only. Unity Bank is authorised to offer the Boost to Buy Home Ownership Scheme (the scheme) under which the Queensland Government makes a financial contribution of up to 30% (new homes) and up to 25% (existing homes) of the value of the property up to $1 million in exchange for ongoing equity in the property. Purchasers must be Australian citizens or permanent residents, at least 18 years of age, meet income caps and occupy the home as their principal place of residence.

** National Car Search (Australia) Pty Ltd ABN 51 090 920 059 (NCSA) services are for new cars only and are not available in Tasmania or NT. Limited service provided in WA. NCSA is an independent entity and Unity Bank cannot accept liability for NCSA’s services. The offer can be withdrawn at any time without notice.

All information including interest rate is subject to change. Eligibility criteria, terms and conditions, fees and charges apply. Information above has been prepared without taking into account of your objectives, financial situation or needs. Before acting on this information, you should consider its appropriateness, having regard to your objectives, financial situation and needs. Target Market Determination available here. Before acquiring the product, you should read our Account & Access Facility Conditions of Use here