Strength in Unity

5% home deposit. 25% government contribution. 100% worth a look.

Do you qualify for the Victorian Homebuyer Fund^? Check your eligibility online and book a chat with our team today. Limited spots available.

Fleet Discount on your New (not used) Car*

Delivered direct to your home! You can save thousands on your next new car. Get your car, your low-rate loan and your car insurance all though Unity Bank, from the comfort of your home.

Home Guarantee Scheme

The Australian Government's Home Guarantee Scheme can be a lifeline for home buyers who find it challenging to save the conventional 20% deposit required to purchase a home.

MoneyMAX Account

Achieve your goal faster with this online savings account which offers higher returns than our standard savings or transaction accounts, with no minimum balance or withdrawal restrictions.

Explore our home pathways

Buying your home can sometimes feel like a complicated and overwhelming process, which is why we make the experience as simple and smooth as possible.

To assist you, we have our pathways outlined to help realise the dream of owning your home.

Protect your privacy online

With the increase in cybercrimes, we urge you to be on the lookout for scams and take steps to secure your personal information. Find out practical steps you can take to protect your personal information.

Learn more

Latest News

Stay in the know with your Bank with the latest news and articles

Saving's now as easy as spending!

We are here to help

  • 1 Interest is calculated daily and paid monthly. Interest rate applies to account balances over $1.

All information including interest rate is subject to change. Eligibility criteria, terms and conditions, fees and charges apply. Information above has been prepared without taking into account of your objectives, financial situation or needs. Before acting on this information, you should consider its appropriateness, having regard to your objectives, financial situation and needs. Target Market Determination available here. Before acquiring the product, you should read our Account & Access Facility Conditions of Use here

^ Unity Bank is a participating lender for the Victorian Homebuyer Fund, an initiative of the Victorian Government under which the Government contributes up to 25% (up to 35% for Aboriginal and Torres Strait Islanders) of the price of the property for eligible applicants buying eligible properties, in exchange for an equivalent interest in the property secured by a 2nd mortgage, and Unity Bank lends the balance purchase price, less the deposit, secured by a 1st mortgage. Terms and conditions, fees and charges, Scheme eligibility criteria and lending criteria apply. Full details available on application. All information is correct as at 18 November 2024 and subject to change. Target Market Determination available here.

* National Car Search is not available in Tasmania or The Northern Territory. Limited service provided in Western Australia. Credit eligibility criteria, terms and conditions, fees and charges apply. The offer can be withdrawn at any time without notice.